Now, more than ever, insurance companies are facing claims for blasting damage resulting in cracks in the walls, foundation, or roofs of property. Rock quarries in Florida continuously blast limestone out of the earth, which over time, may be strong enough to damage your home. Insurance companies have routinely denied claims related to quarry blasting damage, creating lengthy engineering reports that claim the damage is not from blasting and deferring to quarry companies, which allegedly blast within legal limits and deny structural damage.
But in recent years, the Florida Building Code has enacted more stringent restrictions on seismic loads—this means the insurance company must carefully consider the damage before denying your quarry-blasting claim. It may be several small blasts or one big blast coming from a neighboring rock quarry, but we need to examine your claim before the insurance company totally blasts their obligations to you.